Strategic financial guidance to achieve your personal and business goals
Great financial decisions require more than just good bookkeeping—they require strategic insight, forward-thinking planning, and expert guidance. CDowdell CPAs offers comprehensive financial consulting services that help individuals and businesses make smarter decisions, capitalize on opportunities, and build sustainable wealth.
Based in St. George, Utah, our CPA team serves clients nationwide as trusted financial advisors. We go beyond traditional accounting to provide the strategic counsel you need to navigate complex financial decisions, plan for the future, and achieve your goals.
For businesses, we serve as your outsourced CFO, providing executive-level financial leadership without the cost of a full-time hire. We help with strategic planning, forecasting, capital raising, mergers and acquisitions, pricing strategies, and more. For individuals, we provide comprehensive wealth management guidance including investment strategy, retirement planning, estate planning, and major financial decisions.
Our consulting approach is collaborative and customized. We take time to understand your unique situation, goals, and challenges, then develop actionable strategies backed by data and experience. Think of us as your financial partner—deeply invested in helping you succeed.
We begin with in-depth discovery to understand your current situation, objectives, challenges, and vision for the future. Clear goals guide all our recommendations.
Our team conducts comprehensive analysis of your financials, market conditions, industry trends, and best practices. We gather the data needed to make informed recommendations.
We develop a customized strategy with specific, actionable recommendations. This may include financial models, scenarios, implementation timelines, and expected outcomes.
We don't just hand you a report—we work alongside you to implement strategies, adjust as needed, and achieve measurable results. We're your partner in execution.
Traditional accounting focuses on recording history and ensuring compliance. Financial consulting is forward-looking and strategic, helping you make better decisions about the future. It's the difference between a scorekeeper and a coach.
It depends on the engagement. For ongoing CFO services, we typically use monthly retainers. For specific projects (like due diligence for an acquisition), we quote project-based fees. For complex situations, hourly may be appropriate. We'll recommend the best structure for your needs.
Yes, we provide business valuation services for various purposes including sale preparation, partner buyouts, estate planning, divorce proceedings, and strategic planning. We use multiple valuation methodologies to arrive at supportable conclusions.
We work with businesses at all stages. For startups, we can help with financial modeling, pitch deck preparation, fundraising strategy, and building solid financial foundations. For established businesses, we focus on growth strategies, optimization, and scaling.
Absolutely. We help individuals assess retirement readiness by analyzing income sources, expenses, assets, tax implications, and longevity risk. We create comprehensive models showing different scenarios so you can make confident decisions.
Schedule a free consultation to discuss your goals and learn how our financial consulting services can help you make better decisions and achieve measurable results.
Expert personal accounting services for individuals and families nationwide. Tax preparation, financial planning, and personalized CPA guidance. Free consultation available.
Learn moreComplete business accounting services for small to medium businesses nationwide. Bookkeeping, financial reporting, tax planning, and CFO advisory from experienced CPAs.
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Learn moreLast reviewed: May 2026