Personal Accounting Services

Comprehensive financial management for individuals and families nationwide

Call (435) 669-9750

Managing your personal finances can be complex and time-consuming. At CDowdell CPAs, we provide comprehensive personal accounting services designed to simplify your financial life and maximize your wealth. Based in St. George, Utah, our experienced CPA team serves clients across the United States with personalized attention and expert guidance.

Whether you're a busy professional, high-net-worth individual, or planning for retirement, our personal accounting services help you make informed financial decisions, minimize tax liability, and achieve your long-term financial goals. We take the stress out of managing your finances so you can focus on what matters most to you.

Our approach combines technical expertise with a deep understanding of each client's unique situation. We don't just prepare your taxes—we become your trusted financial advisor, providing year-round support and proactive strategies to optimize your financial position.

Benefits of Our Personal Accounting Services

  • Minimize your tax liability with strategic tax planning
  • Get personalized financial advice tailored to your goals
  • Save time with expert handling of all financial paperwork
  • Receive year-round support, not just during tax season
  • Gain peace of mind knowing your finances are managed by CPAs
  • Access to advanced tax strategies typically reserved for the wealthy
  • Proactive notifications about tax law changes that affect you
  • Secure, confidential handling of all financial information

Our Personal Accounting Process

1

Free Initial Consultation

We start with a complimentary consultation to understand your financial situation, goals, and concerns. This allows us to create a customized service plan that addresses your specific needs.

2

Comprehensive Financial Review

Our CPAs conduct a thorough review of your current financial situation, including income sources, investments, expenses, and tax history. We identify opportunities for improvement and potential tax savings.

3

Personalized Strategy Development

Based on our review, we develop a tailored strategy that may include tax planning, investment guidance, retirement planning, and estate considerations. Every recommendation is designed specifically for your situation.

4

Implementation & Ongoing Support

We implement the agreed-upon strategies and provide continuous support throughout the year. You'll have direct access to your CPA for questions, updates, and proactive advice as your situation evolves.

Frequently Asked Questions

How is personal accounting different from just tax preparation?

Tax preparation is just one component of personal accounting. While tax prep focuses on filing your annual return, personal accounting encompasses year-round financial planning, tax strategy, investment guidance, retirement planning, and ongoing advisory services. We help you make better financial decisions all year long, not just in April.

Do I need to be wealthy to benefit from personal accounting services?

Absolutely not. While our services can certainly help high-net-worth individuals, we work with clients at all income levels. Anyone who wants to minimize taxes, make better financial decisions, and achieve their financial goals can benefit. In fact, strategic planning early in your career can compound significantly over time.

Can you work with clients nationwide, or only in Utah?

We serve clients across the entire United States. While our office is based in St. George, Utah, we use secure technology to work efficiently with clients regardless of location. We're licensed CPAs familiar with federal tax law and can coordinate with state-specific requirements.

How much do personal accounting services cost?

Our fees vary based on the complexity of your financial situation and the services you need. We offer transparent, value-based pricing with no hidden fees. During your free consultation, we'll provide a clear quote based on your specific requirements. Many clients find that our tax savings alone more than offset our fees.

What documents do I need to provide?

Typically, we'll need recent tax returns, W-2s or 1099s, investment statements, records of deductible expenses, and information about any significant financial changes. We'll provide a complete checklist during onboarding and make the process as simple as possible with our secure document portal.

Ready to Optimize Your Personal Finances?

Schedule a free consultation with our CPA team to discover how our personal accounting services can help you minimize taxes, make better financial decisions, and achieve your long-term goals.

Or call (435) 669-9750